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Tennessee Code Title 56. Insurance § 56-49-102

Current as of January 02, 2024 | Updated by Findlaw Staff

(a) This chapter applies to an insurer or agent transacting creditor-placed insurance as defined in this chapter.

(b) All creditor-placed insurance written in connection with credit transactions for personal, family or household purposes is subject to this chapter, except:

(1) Transactions involving extensions of credit primarily for business or commercial purposes;

(2) Insurance on collateralized real property;

(3) Insurance offered by the creditor and elected by the debtor at the debtor's option;

(4) Insurance for which no specific charge is made to the debtor or the debtor's account; or

(5) Blanket insurance, whether paid for by the debtor or the creditor.

(c) Nothing in this chapter shall be construed to create or imply a private cause of action for violation of this chapter, and the commissioner shall have authority to bring administrative or judicial proceedings to enforce this chapter.

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Cite this article: FindLaw.com - Tennessee Code Title 56. Insurance § 56-49-102 - last updated January 02, 2024 | https://codes.findlaw.com/tn/title-56-insurance/tn-code-sect-56-49-102/

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