Tennessee Code Title 56. Insurance § 56-22-103

(1) “Certificate of authority” means a legal right granted by the commissioner and enjoyed by a county mutual insurance company to provide insurance as provided for in this chapter;

(2) “Commissioner” means the commissioner of commerce and insurance;

(3) “County mutual insurance company” means a person that is authorized to provide insurance coverage pursuant to this chapter;

(4) “Department” means the department of commerce and insurance;

(5) “Gross premium” means maximum gross premiums as provided in the policy contracts, new and renewal, including policy or membership fees, whether paid in part or in whole by cash, automatic premium loans, dividends applied in any manner whatsoever, and without deduction or exclusion of dividends in any manner, but excluding premiums returned on cancelled policies, on account of reduction in rates, or reductions in the amount insured;

(6) “Insurer” or “insurance company” means any corporation, association, partnership or individual engaged as a principal in the business of insurance not licensed pursuant to this chapter;

(7) “Person” means an individual, a corporation, a partnership, an association, a joint stock company, a trust, an unincorporated organization, any similar entity or any combination of these acting in concert;

(8) “Policyholder” means a person who is insured by a county mutual insurance company;

(9) “Premium” means money given in consideration to a county mutual insurance company on account of or in connection with an insurance policy for a specified policy period;

(10) “Principal place of business” means the primary office maintained by a county mutual insurance company in the county in which a county mutual insurance company was first granted a certificate of authority; and

(11) “Surplus” means the accumulated assets of a county mutual insurance company that exceed the county mutual insurance company's accrued losses and expenses.