Tennessee Code Title 56. Insurance § 56-17-105

(1) Describe or characterize the discount plan as being insurance;

(2) Use or approve for use in its cards or distributed materials the terms “health plan,” “coverage,” “copay,” “copayments,” “deductible,” “preexisting conditions,” “guaranteed issue,” “premium,” “PPO,” “preferred provider organization,” or other terms in a manner that could reasonably mislead an individual into believing that the discount plan is health insurance;

(3) Make misleading, deceptive, or fraudulent representations regarding the discount or range of discounts offered by the discount plan; or

(4) Pay pharmacies, dentists, or vision care providers fees for healthcare services or collect or accept money from a member to pay a pharmacy, dentist, or vision care provider for healthcare services provided under the discount plan, unless the operator or marketer has an active certificate of authority to act as a third-party administrator.