Tennessee Code Title 55. Motor and Other Vehicles § 55-12-137

(a) Whenever, under this part, any person is required to file with the commissioner of safety acceptable evidence of security, proof of financial responsibility, and the requirement may be satisfied by written proof of insurance coverage in the amounts required by this part, and the person is so insured, it is the duty of the insurance company with whom the person has insurance to file, upon request of the insured, the necessary information with the commissioner on a certificate or form approved by the commissioner.

(b) If any company fails or refuses to file, within the time required by this part, the certificate or form upon the request of an insured, reasonably made, the company shall forfeit to the insured the amount of one hundred dollars ($100) and shall be liable for damages in the amount of any damages sustained by the insured on account of the failure or refusal of the company to file the required form or certificate, the sums to be recoverable at the suit of the insured.