Tennessee Code Title 47. Commercial Instruments and Transactions § 47-30-112

(1) The borrower fails to maintain the residence as required by the contract;

(2) The borrower sells or otherwise conveys title to the home to a third party;

(3) The borrower dies and the home is not the principal residence of the surviving borrower;

(4) The home is not the principal residence of at least one (1) of the borrowers for a period of twelve (12) consecutive months for reasons of physical or mental illness;

(5) For reasons other than physical or mental illness, the home ceases, without prior written permission from the lender, to be the principal residence of the borrower for a period of ninety (90) consecutive days and is not the principal residence during such period of another borrower under the loan;

(6) The borrower fails to pay property taxes, hazard insurance premiums, mortgage insurance premiums, service fees or assessments under § 47-30-106; or

(7) The mortgage or deed of trust ceases to constitute a first lien on the property securing the reverse mortgage loan.