Tennessee Code Title 47. Commercial Instruments and Transactions § 47-30-109

(1) The borrower's rights, obligations, and remedies with respect to the borrower's temporary absence from the home, late payments by the lender, and payment default by the lender;

(2) Conditions or events that require the borrower to repay the loan obligation;

(3) The right of the borrower to mortgage less than the full value of the home, if permitted by the reverse mortgage loan contract;

(4) Either the projected total annual percentage rate, as defined in § 47-30-102, or a table of projected “Total Annual Loan Cost Rates” calculated in accordance with § 226.33 of Regulation Z (12 CFR 226.33) of the Federal Truth in Lending Act, 15 USC § 1601 et seq. applicable under various loan terms and appreciation rates and interest rates applicable at sample ages of borrowers;

(5) Standard closing costs;

(6) All service fees to be charged during the term of the loan; and

(7) Other information required by the commissioner.