Tennessee Code Title 47. Commercial Instruments and Transactions § 47-22-101

(1) “Credit card” means any card, token, or similar identification device which is issued for the purpose of obtaining money, services, or merchandise pursuant to a credit arrangement;

(2) “Person” means any individual, corporation, agency, business association, or similar group;

(3) “Unauthorized use of a credit card” means the use of a credit card by any person other than the person to whom it was issued or persons to whom the person has entrusted it; and

(4) “Unsolicited credit card” means any credit card issued without an application or other authorization from the person to whom it is issued; provided, that a credit card issued to renew or replace a credit card previously issued by the issuer or the predecessor of the issuer and previously applied for, paid for, or used by the person to whom issued shall not be deemed to be an “unsolicited credit card.”