Tennessee Code Title 45. Banks and Financial Institutions § 45-16-101

(1) “Electronic terminal” means an electronic device through which a person may initiate an electronic fund transfer to access the person's deposit, share, or other accounts or credit facility, and includes, but is not limited to, automated teller machines, cash dispensing machines, point of sale terminals, or other cash, debit, stored value, script, or cash equivalent device;

(2) “Financial institution” means a state or national bank, savings and loan association, savings bank, or credit union that owns or operates an electronic terminal;

(3) “Foreign access card” means any card or other device eligible for use in an electronic terminal where the foreign access card is not issued to the user by the owner or operator of the electronic terminal;

(4) “Shared electronic network” means any system by which a person may initiate any financial transaction from an electronic terminal owned or operated by any person other than a financial institution with whom the person has a deposit, share, or other account or credit facility; and

(5) “Usage fee” is any fee charged by the owner or operator of an electronic terminal on transactions by a holder of a foreign access card.