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Rhode Island General Laws Title 27. Insurance § 27-60.1-6. Justification of adverse insurance decisions

Current as of January 01, 2024 | Updated by Findlaw Staff

An insurer or insurance professional who or that takes an action not prohibited by § 27-60.1-5 that adversely affects an applicant or insured on the basis of claim or other underwriting information that the insurer or insurance professional knows or has reason to know is abuse-related shall explain the reason for its action to the applicant or insured in writing and shall be able to demonstrate that its action, and any applicable policy provision:

(1) Does not have the purpose of treating abuse status as an underwriting criterion; and

(2) Is otherwise permissible by law and applies in the same manner and to the same extent to all applicants and insureds with a similar claim or claims history without regard to whether the claims are abuse-related.

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Cite this article: FindLaw.com - Rhode Island General Laws Title 27. Insurance § 27-60.1-6. Justification of adverse insurance decisions - last updated January 01, 2024 | https://codes.findlaw.com/ri/title-27-insurance/ri-gen-laws-sect-27-60-1-6/

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