Rhode Island General Laws Title 27. Insurance § 27-60.1-4. Definitions

(1) “ Abuse” means the occurrence of one or more of the following acts by a current or former family member, household member, intimate partner, or caretaker:

(2) “ Abuse-related claim” means a claim under a property and casualty policy for a loss resulting from an act of abuse.

(3) “ Abuse status” means the fact or perception that a natural person is, has been, or may be a subject of abuse, irrespective of whether the natural person has incurred abuse-related claims.

(4) “ Commissioner” means the director of the department of business regulation or his or her designee.

(5) “ Confidential abuse information” means information about acts of abuse, or abuse status of a subject of abuse, the address and telephone number (home and work) of a subject of abuse, or the status of an applicant or insured as a family member, employer, or associate of, or a person in a relationship with, a subject of abuse.

(6) “ Insurance professional” means a producer, broker, adjuster, or third-party administrator as defined in the insurance laws of this state.

(7) “ Insured” means the party named on a policy or certificate as the individual with legal rights to the benefits provided by the policy.

(8) “ Insurer” means a person or other entity engaged in the business of property and casualty insurance in this state including all residual market mechanisms.

(9) “ Policy” means a contract of insurance, including endorsements, riders, or binders issued, proposed for issuance, or intended for issuance by an insurer or insurance professional.

(10) “ Subject of abuse” means a natural person against whom an act of abuse has been directed; who has current or prior injuries, illnesses, or disorders that resulted from abuse; or who seeks, may have sought, or had reason to seek medical or psychological treatment for abuse; or protection, court-ordered protection, or shelter from abuse.