Rhode Island General Laws Title 27. Insurance § 27-54-2. Civil penalties

In addition to the criminal penalties set forth in § 27-54-1, the attorney general or the director or the director’s designee may bring a civil action against any person who engages in conduct constituting an offense under this chapter and, upon proof of that conduct by a preponderance of the evidence, the person shall be subject, for each violation, to a civil penalty not exceeding fifty thousand dollars ($50,000) or the amount of damages caused by that conduct, whichever is greater. If the insurance company is placed in conservation, rehabilitation, or liquidation, the conservator or receiver shall also be entitled to bring a civil action, and the penalty shall be paid to the conservator or receiver for the benefit of the policyholders, claimants, and creditors of the insurer. The imposition of a civil penalty under this section does not preclude any other criminal or civil statutory, common law, or administrative remedy, that is available by law to the state of Rhode Island or any other person.