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Current as of January 01, 2022 | Updated by FindLaw Staff
(a) No life insurance company organized or doing business within this state shall:
(1) Deny the application of an individual seeking coverage for any life insurance policy pursuant to this chapter solely on the basis that the applicant has a prescription to carry or possess the drug naloxone;
(2) Otherwise discriminate in the offering, issuance, cancellation, amount of coverage, price, or any other condition of a life insurance policy based solely and without any additional actuarial justification upon the fact that an individual has been issued a prescription for naloxone or has purchased naloxone.
(b) Any denial of insurance coverage in violation of the provisions of this section:
(i) Shall be void;
(ii) The insurer shall reopen the application and underwriting process for consideration of coverage and the life insurance company shall be deemed to have provided coverage to the eligible person retroactive to the date of the initial application.
Cite this article: FindLaw.com - Rhode Island General Laws Title 27. Insurance § 27-4-1.1. Denial of applicant based on naloxone prescription - last updated January 01, 2022 | https://codes.findlaw.com/ri/title-27-insurance/ri-gen-laws-sect-27-4-1-1/
FindLaw Codes may not reflect the most recent version of the law in your jurisdiction. Please verify the status of the code you are researching with the state legislature or via Westlaw before relying on it for your legal needs.
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