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Rhode Island General Laws Title 27. Insurance § 27-2.8-3. Requirements for sale of self-service storage insurance

Current as of January 01, 2024 | Updated by Findlaw Staff

(a) At every location where self-service storage insurance is offered to occupants, brochures or other written or electronic materials must be made available that:

(1) Disclose that self-service storage insurance may provide a duplication of coverage already provided by a homeowner's insurance policy, renter's insurance policy, or other source of coverage;

(2) State that the enrollment in the self-service storage insurance program offered by the owner is not required in order to lease storage space at the self-service storage facility;

(3) Provide the actual terms of the insurance coverage, or summarize the material terms of the insurance coverage, including:

(i) The identity of the insurer;

(ii) The identity of the supervising entity;

(iii) The amount of any applicable deductible and how it is to be paid;

(iv) Benefits of the coverage;  and

(v) Key terms and conditions of coverage;

(4) Summarize the process for filing a claim;  and

(5) State that an occupant may cancel enrollment for self-service storage insurance coverage at any time and the person paying the premium shall receive a refund of any applicable unearned premium.

(b) Self-service storage insurance may be provided under a commercial, corporate, group, or master policy.

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Cite this article: FindLaw.com - Rhode Island General Laws Title 27. Insurance § 27-2.8-3. Requirements for sale of self-service storage insurance - last updated January 01, 2024 | https://codes.findlaw.com/ri/title-27-insurance/ri-gen-laws-sect-27-2-8-3/

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