Rhode Island General Laws Title 19. Financial Institutions § 19-14.9-13. Remedies and penalties

(a) Any actual damages sustained by such consumer as a result of such failure;

(b) In the case of any action by an individual, such additional damages as the court may allow, but not to exceed one thousand dollars ($1,000);

(c) In the case of a class action:

(d) In the case of any successful action to enforce such liability, the costs of the action, together with such reasonable attorney fees as may be determined by the court.

(a) In any individual action under subsection (2)(b), the frequency and persistence of noncompliance by the debt collector or the nature of such noncompliance, and the extent to which such noncompliance was intentional;

(b) In any class action under subsection (2)(c), the frequency and persistence of noncompliance by the debt collector; the nature of such noncompliance; the resources of the debt collector; the number of persons adversely affected; and the extent to which the debt collector's noncompliance was intentional.

(a) The debt collector shows by a preponderance of evidence that the violation was not intentional or negligent and the violation resulted from a bona fide error, notwithstanding the maintenance of procedures reasonably adapted to avoid any such error; or

(b) Within fifteen (15) days, either after discovering a violation that is able to be cured, or after the receipt of a written notice of such violation, the debt collector notifies the consumer of the violation, and makes whatever adjustments or corrections are necessary to cure the violation with respect to the consumer.