Pennsylvania Statutes Title 63 P.S. Professions and Occupations (State Licensed) § 1605. Contract

(a) Written contract required.--No public adjuster shall, directly or indirectly, act within this Commonwealth as a public adjuster without having first entered into a contract, in writing, on a form approved by the department and executed in duplicate by the public adjuster and the insured or a duly authorized representative. One copy of this contract shall be kept on file by the public adjuster, available at all times for inspection by the department. The department shall disapprove a contract form if, in the department's opinion, the contract or its provisions:

At the department's discretion, the department may also require the submission of advertising or solicitation material.

(a.1) Rescission.--A contract with a public adjuster may be rescinded by any person signing the contract.

(a.2) Disclosure.--The contracts shall disclose the following items with each of these items separately signed or initialed by the insured and the public adjuster:

(a.3) Regulations.--The Insurance Commissioner may issue regulations to assure the implementation of this section.

(b) Contracts only authorized by insured against his own carrier.--No public adjuster may adjust or solicit a contract for the adjustment of any claim for losses or damages on behalf of any person except claims by an insured against his own insurance carrier.

(c) Personal injury and automobile property damage claims prohibited.--No public adjuster shall act in any manner in relation to claims for personal injury or automobile property damage.

(d) Contracts limited to adjustment of insurance losses.--No public adjuster shall, directly or indirectly, through or with any person, partnership, corporation or association in which it has an indirect or beneficial interest, enter into any contract with any insured for the repair, replacement, restoration, renovation or demolition of damaged property, real or personal, at any time prior to the date a verdict or award is entered or payment is received from the insurance carrier, whichever event shall occur first.