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Pennsylvania Statutes Title 40 P.S. Insurance § 4404. Scope of activity

Current as of January 01, 2025 | Updated by Findlaw Staff

(a) Registration required.--An individual or organization may not act or present itself to be a navigator or an exchange assister unless the individual or organization is registered as a navigator or an exchange assister under this act.

(b) Authority.--A navigator or an exchange assister may:

(1) Refer an individual to an insurance producer.

(2) Provide information or services related to health benefit plans or other products other than those offered in the health insurance marketplace, SHOP Exchange, the Children's Health Insurance Program or product available through the Social Security Act (49 Stat. 620, 42 U.S.C. § 301 et seq.). The navigator or exchange assister shall fairly provide information under this paragraph about the health benefit plan or other product in accordance with Federal law or regulation.

(c) Limitations.--A navigator or an exchange assister may not engage in an activity for which licensure as a producer is required, except as permitted by Federal law or regulation, including any of the following:

(1) Sell, solicit or negotiate insurance.

(2) Urge or advise a prospective purchaser to buy a particular policy or to insure with a particular company.

(3) Initiate sales over the telephone or otherwise.

(4) Collect premiums.

(5) Make or propose to make an insurance contract.

(6) Recommend or initiate additions or deletions to an insured's policy.

(7) Sign binders, endorsements and insurance policies.

(8) Issue or deliver certificates of insurance, endorsements, binders or insurance policies on insurance identification cards.

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Cite this article: FindLaw.com - Pennsylvania Statutes Title 40 P.S. Insurance § 4404. Scope of activity - last updated January 01, 2025 | https://codes.findlaw.com/pa/title-40-ps-insurance/pa-st-sect-40-4404/

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