Skip to main content
Find a Lawyer

Pennsylvania Statutes Title 40 Pa.C.S.A. Insurance § 4708. Sales practices for wellness programs

Current as of January 01, 2025 | Updated by Findlaw Staff

(a) Prohibitions.--A pet insurer or insurance producer may not characterize a wellness program as pet insurance.

(b) Conditions.--The sale, solicitation or negotiation of a wellness program by a pet insurer or insurance producer shall be in accordance with the following requirements:

(1) The purchase of the wellness program shall not be required for the purchase of a pet insurance policy.

(2) The costs of the wellness program shall be separate and identifiable from any pet insurance policy sold by a pet insurer or insurance producer.

(3) The terms and conditions of the wellness program must be separate from any pet insurance policy sold by a pet insurer or insurance producer.

(4) The products or coverages available through the wellness program shall not duplicate products or coverages available through the pet insurance policy.

(5) The advertising of the wellness program shall not be misleading and shall be in accordance with this subsection.

(6) The insured or prospective insured shall be provided a notice containing the following information in 12-point boldface type:

(i) A statement that a wellness program is not insurance.

(ii) The address and customer service telephone number of the pet insurer or insurance producer or broker of record.

(iii) The department's mailing address, toll-free telephone number and website address.

(c) Construction.--If a pet insurance policy contains coverage for benefits described as “wellness benefits,” the benefits shall be considered insurance for purposes of this chapter.

Previous Part of Code Next Part of Code
Back to Chapter List

Cite this article: FindLaw.com - Pennsylvania Statutes Title 40 Pa.C.S.A. Insurance § 4708. Sales practices for wellness programs - last updated January 01, 2025 | https://codes.findlaw.com/pa/title-40-pacsa-insurance/pa-csa-sect-40-4708/

FindLaw Codes may not reflect the most recent version of the law in your jurisdiction. Please verify the status of the code you are researching with the state legislature before relying on it for your legal needs.

Was this helpful?

Welcome to FindLaw's Cases & Codes

A free source of state and federal court opinions, state laws, and the United States Code. For more information about the legal concepts addressed by these cases and statutes, visit FindLaw’s Learn About the Law.

Go to Learn About the Law

Latest Blog Posts

For Legal Professionals

Learn About The Law

Get help with your legal needs

FindLaw’s Learn About the Law features thousands of informational articles to help you understand your options. And if you’re ready to hire an attorney, find one in your area who can help.

Go to Learn About the Law

Need to Find an Attorney?

Search our directory by legal issue

Enter information in one or both fields (Required)

Copied to clipboard