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Current as of January 01, 2023 | Updated by Findlaw Staff
(1) As used in this section:
(a) “Contractual discount” means a percentage reduction, required under a contract with an insurer, in a vision care provider's usual and customary rate for vision care services and materials.
(b) “Discount card” means a card or other purchasing mechanism or device that is not insurance or a discount medical plan, as defined in ORS 742.420, that purports to offer discounts or access to discounts in health-related purchases from health care providers.
(c) “Materials” includes, but is not limited to:
(A) Lenses;
(B) Devices containing lenses;
(C) Contact lenses;
(D) Prisms;
(E) Lens treatments and contact lens coatings;
(F) Orthopedic or prosthetic devices to correct, relieve or treat defects or abnormal conditions of the human eye or adnexa; and
(G) Vision training.
(d) “Vision care insurance” means a health benefit plan or a policy or certificate of insurance that covers vision care services and materials.
(e) “Vision care provider” includes:
(A) A person licensed to practice optometry under ORS chapter 683; and
(B) A physician licensed under ORS chapter 677 to practice medicine or osteopathy who has completed a residency program in ophthalmology.
(f) “Vision care services” means services provided by a vision care provider within the scope of the provider's license to practice optometry or ophthalmology.
(2) A contract between a vision care provider and an entity that offers vision care insurance or a vision care discount card may not:
(a) Limit or specify the fee that a vision care provider may charge for vision care services or materials that are not reimbursed, in whole or in part, by the vision care insurance or discount card.
(b) Require a vision care provider to participate in one vision care insurance plan or discount card program as a condition for participating in another insurance plan.
(c) Change the terms, the contractual discount or the reimbursement rates, under vision care insurance or a vision care discount card, without a signed acknowledgment that the vision care provider agrees to the changes.
(d) Directly or indirectly restrict or limit a vision care provider's choice of suppliers of materials.
(3) This section does not prohibit the use of a discount card by a patient of a vision care provider if:
(a) The enrollment of the vision care provider is:
(A) Completely voluntary; and
(B) Not conditioned upon the vision care provider's participation in any other discount card program with different provider terms and conditions or in another insurance plan; and
(b) The discount card program does not reimburse the vision care provider for the cost of the vision care services that were discounted.
Cite this article: FindLaw.com - Oregon Revised Statutes Insurance § 743B.406 - last updated January 01, 2023 | https://codes.findlaw.com/or/title-56-insurance/or-rev-st-sect-743b-406/
FindLaw Codes may not reflect the most recent version of the law in your jurisdiction. Please verify the status of the code you are researching with the state legislature before relying on it for your legal needs.
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