Oregon Revised Statutes Insurance § 742.590

(1) Provide a program insurance policy with coverage for the vehicle, the designated operator of the vehicle and all persons who, with the consent of the named insured, use the motor vehicle insured under the policy. The limits for any coverage included in the program insurance policy that is also included in the owner's insurance policy must be equal to or greater than the coverage limits provided in the owner's insurance policy, as reported to the program by the owner. However, the program may not provide liability coverage that is less than three times the limits specified in ORS 806.070.

(2) Provide the vehicle's registered owner with a proof of compliance with the insurance requirements of this section and the financial or future responsibility requirements of ORS chapter 806, a copy of which must be maintained in the vehicle by the vehicle's registered owner at all times when the vehicle is operated by any person other than the vehicle's registered owner pursuant to the program.

(3) Collect, maintain and make available to the vehicle's registered owner, the vehicle's registered owner's primary motor vehicle liability insurer and any government agency as required by law, at the cost of the program:

(4) Not knowingly permit the vehicle to be operated as a commercial vehicle by a personal vehicle sharing user while engaged in personal vehicle sharing. For the purposes of this subsection, “commercial vehicle” has the meaning given that term in ORS 826.001.

(5) Ensure that the vehicle is a private passenger motor vehicle.

(6) Facilitate the installation, operation and maintenance of signage and computer hardware and software necessary for the vehicle to be used in the program.

(7) Indemnify the vehicle's registered owner for the cost of damage or theft of equipment installed under subsection (6) of this section and any damage caused to the vehicle by the installation, operation or maintenance of the equipment.

(8) Provide the vehicle's registered owner and any person operating the vehicle pursuant to the program with a disclosure that contains information explaining the requirements of this section.