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Oregon Revised Statutes Credit Unions, Lending Institutions and Pawnbrokers § 726.280

Current as of January 01, 2023 | Updated by Findlaw Staff

(1) Every pawnbroker shall keep a register in which the pawnbroker records in ink or in electronic form:

(a) The date of the transaction.

(b) The serial number of the pledge loan.

(c) The name and address of the pledgor, or if a person acting as agent for a disclosed principal makes a pledge, the name and address of the principal and the agent.

(d) An identifying description of the pledge.

(e) The amount of the pledge loan.

(f) The date on which the pledge loan was canceled.

(g) A notation as to whether the pledge was redeemed or renewed, or whether the pledge was forfeited.

(h) A notation that indicates that a lien search of the pledge has been conducted in the pledgor's county of residence or with the state agency that is responsible for recording liens on the category of property to which the pledge belongs.

(2) All entries in the register must be made in the English language and must be open to the inspection of any public official, police officer or any other person who is duly authorized or empowered by the laws of this state to make an inspection.

(3) Every pawnbroker shall maintain an alphabetical file from which can be determined the total obligations of any one pledgor.

(4) Subject to the provisions of this chapter, the Director of the Department of Consumer and Business Services may prescribe the form of other books and records the pawnbroker must keep. All records shall be preserved and available for at least two years after making the final entry on any pledge loan recorded in the books or records.

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Cite this article: FindLaw.com - Oregon Revised Statutes Credit Unions, Lending Institutions and Pawnbrokers § 726.280 - last updated January 01, 2023 | https://codes.findlaw.com/or/title-54-credit-unions-lending-institutions-and-pawnbrokers/or-rev-st-sect-726-280/

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