Oregon Revised Statutes Credit Unions, Lending Institutions and Pawnbrokers § 723.512

(1) A credit union may not make a loan to any member in an aggregate amount that exceeds $100,000, or 15 percent of the credit union's equity, whichever is greater. In determining the amount of loans to be made to a member, loans for which that member is a guarantor or surety must be included, as well as loans to persons who are not individuals if the individual member is a principal or owner of the person who is not an individual or the loan is for that member's benefit.

(2) The restrictions in subsection (1) of this section do not apply to any loan that is fully guaranteed by shares or deposits.