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Oregon Revised Statutes Trade Regulations and Practices § 646A.610

Current as of January 01, 2023 | Updated by Findlaw Staff

(1) A consumer reporting agency may not charge a fee to a consumer or a protected consumer who is the victim of identity theft or to a consumer who has reported or a protected consumer for whom a representative has reported to a law enforcement agency the theft of personal information, provided the consumer or the representative has submitted to the consumer reporting agency a copy of a valid police report, incident report or identity theft declaration.

(2)(a) A consumer reporting agency may charge a reasonable fee of not more than $10 to a consumer, other than a consumer described in subsection (1) of this section, for each placement of a security freeze, temporary lift of the security freeze, removal of the security freeze or replacing a lost personal identification number or password previously provided to the consumer.

(b)(A) Except as provided in subsection (1) of this section and in subparagraph (B) of this paragraph, a consumer reporting agency may charge a reasonable fee of not more than $10 to place or remove a security freeze for a protected consumer's consumer report or protective record or to create or delete a protective record for a protected consumer.

(B) A consumer reporting agency may not charge a fee to place or remove a security freeze on an existing consumer report or protective record for a protected consumer who is under 16 years of age at the time a representative requests the consumer reporting agency to place or remove the security freeze.

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Cite this article: FindLaw.com - Oregon Revised Statutes Trade Regulations and Practices § 646A.610 - last updated January 01, 2023 | https://codes.findlaw.com/or/title-50-trade-regulations-and-practices/or-rev-st-sect-646a-610/

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