Ohio Revised Code Title I. State Government § 135.64

(A) The general assembly finds that Ohio's agricultural industry has long served as a critical component of the state's overall economy.  However, an inadequate supply of affordable financing options that meet the needs of Ohio's agricultural community and other various economic pressures pose an ongoing challenge for farmers, agribusiness, and agricultural cooperatives as they work to grow or maintain sufficient operations throughout the year.  Accordingly, it is declared to be the public policy of the state through the agricultural linked deposit program to create the availability of reduced rate loans to inject needed capital into the agricultural community, sustain or improve agricultural economic growth and profitability, and protect a core driver of the state's economy.

(B) An eligible borrower for the agricultural linked deposit program is any person engaged in agriculture that has all the following characteristics:

(C) An eligible lending institution for the agricultural linked deposit program must be able to make commercial loans.

(D) An eligible borrower shall certify on the loan application that the reduced rate loan will be used exclusively for agricultural purposes on land or in facilities owned or operated by the eligible borrower in this state and that the loan will materially contribute to the preservation or growth of the business.