New York Consolidated Laws, Insurance Law - ISC § 501. Definitions

(a) “Certificate” or “certificate of insurance” means any document or instrument, or addendum thereto no matter how titled or described, prepared or issued by an insurer or insurance producer as evidence of property/casualty insurance coverage.  “Certificate” or “certificate of insurance” shall not include a policy of insurance or an insurance binder.

(b) “Certificate holder” means any person, other than a policyholder, that is identified on the certificate as a certificate holder.

(c) “Insurance producer” has the meaning ascribed to it by subsection (k) of section two thousand one hundred one of this chapter.

(d) “Insurer” means any person “doing an insurance business” within the meaning of this chapter.

(e) “Person” means any individual, partnership, corporation, association, or other entity, but shall not include any governmental entity, or any agency, board, bureau, commission, department, division, institution, office, or public authority of a state, federal or foreign government.

(f) “Governmental entity” means any public entity as defined in paragraph fifty-one of subsection (a) of section one hundred seven of this chapter, any state authority as defined in subdivision one of section two of the public authorities law, any local authority as defined in subdivision two of section two of the public authorities law, and any interstate or international authority as defined in subdivision three of section two of the public authorities law and any individual acting in his or her capacity as an employee, officer, or elected official of any such governmental entity.

(g) “Policyholder” means a person who has contracted with an insurer for property/casualty insurance coverage.

(h) “Property/casualty insurance” means a kind of insurance that is either a basic kind of insurance or a non-basic kind of insurance, as such terms are defined in section four thousand one hundred one of this chapter, but shall not include a kind of insurance specified under paragraph three or thirty-one of subsection (a) of section one thousand one hundred thirteen of this chapter.