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New York Consolidated Laws, Insurance Law - ISC § 3228. Individual accident and health insurance policies;  premium refund at death of insured

Current as of January 01, 2026 | Updated by Findlaw Staff

If the death of the insured or a covered dependent occurs during a period for which the premium under an individual accident and health insurance policy has been paid, the insurer shall refund the premium or the portion of the premium actually paid by the insured for that person for any period beyond the end of the policy month in which such death occurred.

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Cite this article: FindLaw.com - New York Consolidated Laws, Insurance Law - ISC § 3228. Individual accident and health insurance policies;  premium refund at death of insured - last updated January 01, 2026 | https://codes.findlaw.com/ny/insurance-law/isc-sect-3228/

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