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New York Consolidated Laws, Insurance Law - ISC § 2302. Applicability

Current as of January 01, 2026 | Updated by Findlaw Staff

(a) This article shall apply to all kinds of insurance written on risks or operations in this state by an insurer authorized to do business in this state except:

(1) reinsurance (other than joint reinsurance to the extent stated in section two thousand three hundred seventeen of this article);

(2) accident and health insurance;

(3) annuities, life insurance, including provisions for non-cancellable disability benefits in conjunction therewith;

(4) marine insurance (other than inland marine insurance and insurance upon automobiles, airplanes, seaplanes, dirigibles or other aircraft);

(5) marine protection and indemnity insurance;

(6) insurance issued by an assessment cooperative fire insurance company;  and

(7) service contract reimbursement insurance.

(b) The superintendent may from time to time make investigations with respect to classes of risks of the kinds of insurance exempted in paragraph one hereof and may call upon all authorized insurers and rate service organizations making rates for such risks to furnish information relative thereto.

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Cite this article: FindLaw.com - New York Consolidated Laws, Insurance Law - ISC § 2302. Applicability - last updated January 01, 2026 | https://codes.findlaw.com/ny/insurance-law/isc-sect-2302/

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