New York Consolidated Laws, General Business Law - GBS § 753-e. Prohibited contracts

No contract for the purchase of a dog or a cat or the financing of such purchase shall include any provisions which authorize the use of a dog or a cat as security where such dog or cat may be repossessed by the seller or lender contingent on the purchaser making payments under such contract.  Provided, however, nothing in this section shall prohibit the purchase of a dog or cat through an unsecured personal loan, nor be construed to limit the enforcement of other provisions of this article, article twenty-six-A of the agriculture and markets law or other rights or remedies which are otherwise available to all parties under any other law.  The provisions of this section shall also apply to the sale of a dog or cat through an online website.