New York Consolidated Laws, General Business Law - GBS § 399-y. Automated teller machine fee disclosure

1. For the purposes of this section, “automated teller machine operator” shall mean any person who:  (a) operates an automated teller machine at which consumers may make financial transactions, including but not limited to deposits, withdrawals, balance inquiries, and loan payments;  and (b) is not the financial institution which holds the account accessed by the consumer to make the financial transaction.

2. No automated teller machine operator shall impose a fee on a consumer using such machine, unless such operator:  (a) provides notice as required by subdivision three of this section;  and (b) the consumer elects to continue to effect a financial transaction after receiving such notice.

3. The automated teller machine operator shall provide notice on the screen of the automated teller machine or on a paper issued from such machine after the financial transaction is initiated, but before the consumer is irrevocably committed to completing the transaction.  Such notice shall clearly state:  (i) that a fee is imposed for the use of such machine;  (ii) the amount of such fee;  and (iii) that the consumer may cancel such transaction without being assessed a fee.