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Current as of January 01, 2025 | Updated by Findlaw Staff
1. Except as otherwise provided in subsection 2, a society that provides health benefits shall not:
(a) Deny a claim under a benefit contract solely because the claim involves an injury sustained by an insured as a consequence of being intoxicated or under the influence of a controlled substance.
(b) Cancel a benefit contract solely because an insured has made a claim involving an injury sustained by the insured as a consequence of being intoxicated or under the influence of a controlled substance.
(c) Refuse to issue a benefit contract to an eligible applicant solely because the applicant has made a claim involving an injury sustained by the applicant as a consequence of being intoxicated or under the influence of a controlled substance.
2. The provisions of subsection 1 do not prohibit a society from enforcing a provision included in a benefit contract to:
(a) Deny a claim which involves an injury to which a contributing cause was the insured's commission of or attempt to commit a felony;
(b) Cancel a benefit contract solely because of such a claim; or
(c) Refuse to issue a benefit contract to an eligible applicant solely because of such a claim.
3. The provisions of this section do not apply to a society under a benefit contract that provides coverage for long-term care or disability income.
Cite this article: FindLaw.com - Nevada Revised Statutes Title 57. Insurance § 695A.197. Society prohibited from denying coverage solely because applicant or insured was intoxicated or under the influence of controlled substance; exceptions - last updated January 01, 2025 | https://codes.findlaw.com/nv/title-57-insurance/nv-rev-st-695a-197/
FindLaw Codes may not reflect the most recent version of the law in your jurisdiction. Please verify the status of the code you are researching with the state legislature before relying on it for your legal needs.
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