A creditor, seller, insurer or lessor who fails to comply with section 2 of this act
1 shall be liable to a consumer who is a party to the consumer contract for actual
damages sustained, if the violation caused the consumer to be substantially confused
about the rights, obligations or remedies of the contract, plus punitive damages in
an amount up to $50.00. The creditor, seller, insurer or lessor shall also be liable for the consumer's
reasonable attorney's fees and costs, not to exceed $2,500.00.
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