New Jersey Statutes Title 46. Property 46 § 10B-41

(1) A statement that the information in the notice is being provided as required by the “Save New Jersey Homes Act of 2008,” P.L.2008, c. 86 (C.46:10B-36 et seq.), which was enacted by the New Jersey Legislature and which provides certain rights to borrowers whose homes are the subject of a mortgage foreclosure action;

(2) A list of alternatives to foreclosure that an eligible foreclosed borrower may pursue, including any refinancing of the loan offered by the creditor and any renegotiation of loan terms offered by the creditor;

(3) An explanation of the eligible foreclosed borrower's right to obtain a period of extension for three years pursuant to the “Save New Jersey Homes Act of 2008,” P.L.2008, c. 86 (C.46:10B-36 et seq.), and an explanation of the procedure that an eligible foreclosed borrower must follow to obtain a period of extension;

(4) A statement that the notice should be read carefully and that the eligible foreclosed borrower may wish to consult with an attorney to understand the rights that may be available under the “Save New Jersey Homes Act of 2008,” P.L.2008, c. 86 (C.46:10B-36 et seq.); and

(5) A certification of extension form that can be completed by an eligible foreclosed borrower in order to obtain the period of extension authorized pursuant to section 7 of this act.  1

(1) within 10 days of issuing the notice of intention; and

(2) at the time that the creditor applies for entry of final judgment of foreclosure pursuant to section 6 of P.L.1995, c. 244 (C.2A:50-58).