New Jersey Statutes Title 45. Professions and Occupations 45 § 22-1

This article shall be known as the “pawnbroking law”.

In this article, unless the context otherwise requires:

“Pawnbroker” means any person, partnership, association or corporation lending money on deposit or pledge of personal property, other than choses in action, securities, or printed evidences of indebtedness; or purchasing personal property on condition of selling it back at a stipulated price; or doing business as furniture storage warehouseman and lending money on goods, wares or merchandise pledged or deposited as collateral security.

“Pledge” means an article or articles deposited with a pawnbroker in the course of his business.

“Pledgor” means a person who delivers the pledge into the possession of a pawnbroker, unless such person discloses that he is or was acting for another, and in such an event “pledgor” means the disclosed principal.