New Jersey Statutes Title 2C. The New Jersey Code of Criminal Justice 2C § 20-6

b. (1) Proof that an individual who knows or should have known that the individual erroneously received an electronic payment from another individual through a payment processor and who was properly notified that the payment was erroneous and did not return, within 30 days of notification, the funds transferred to the sender, shall give rise to a permissive inference that the individual committed theft in violation of subsection a. of this section.

(2) Proof that an individual who received an electronic payment from another individual through a payment processor was not notified within 180 days after the transfer of funds that the payment was erroneous shall give rise to a permissive inference that the individual did not know that their receipt of the electronic payment was erroneous.

(3) It shall be an affirmative defense to a prosecution for theft under subsection a. of this section if an individual who erroneously received an electronic payment from another individual through a payment processor returns the funds within 30 days of receipt of the funds or of notification that the funds were erroneously transferred.