New Jersey Statutes Title 2A. Administration of Civil and Criminal Justice 2A § 84A-22.4

There is no privilege under this act in an action in which the condition of the patient is an element or factor of the claim or defense of the patient or of any party claiming through or under the patient or claiming as a beneficiary of the patient through a contract to which the patient is or was a party or under which the patient is or was insured.