New Jersey Statutes Title 2A. Administration of Civil and Criminal Justice 2A § 50-77

b. The homeowner-borrower may not participate in mediation unless the certification document required pursuant to section 5 of P.L.2019, c. 64 (C.2A:50-78) is submitted to the court and signed by a trained foreclosure prevention and default mitigation counselor, verifying that the homeowner-borrower is cooperating with the counselor.

c. The homeowner-borrower shall not be required to pay any fees to participate in the mediation program.