New Jersey Statutes Title 17. Corporations and Institutions for Finance and Insurance 17 § 29AA-33

(1) information concerning common coverage triggers;

(2) examples of perils typically covered;

(3) a summary of common exclusions;

(4) the following statement, in a prominent place in the summary: “Your policy may not cover pandemics or viruses”;

(5) the following statement: “Most business interruption insurance policies cover losses sustained due to a suspension of business where the suspension was caused by direct physical loss of or damage to property or the insured's premises, and where the loss or damage is caused by or results from a specified peril or covered cause of loss. For such policies, a government ordered shutdown may not trigger business interruption insurance coverage in the absence of physical damage to the insured property.”; and

(6) the following disclaimer: “This summary is not a replacement for the terms of the policy of insurance, shall not have the effect of altering the coverage afforded by the policy, and shall not confer new or additional rights beyond those expressly provided for in the policy. This information is only provided as guidance to the policyholder in understanding the terms of the policy of insurance. You should consult your policy, agent and insurer if you have questions about your particular coverage.”