New Jersey Statutes Title 17. Corporations and Institutions for Finance and Insurance 17 § 29AA-24

No insurer shall promise, other than to a policyholder or other entities with which it is under common control or management or that are members of a joint underwriting or joint reinsurance organization, to use or adhere to certain insurance rates or rules, and no other person shall impose any penalty or other adverse consequence for failure of an insurer to adhere to certain rates or rules. This section shall not apply to apportionment agreements among insurers approved by the commissioner pursuant to section 25 of this act,  1 and rates or rules approved for use by members of licensed rating organizations.