New Jersey Statutes Title 17. Corporations and Institutions for Finance and Insurance 17 § 16J-12

a. In the case of a mutual depository, on the date the approved merger agreement or plan of acquisition is filed with the department as provided in section 10 of this act;  1

b. In the case of a capital stock depository, on the date the stockholders' vote is certified to the commissioner as provided in section 11 of this act;  2 or

c. Where required, all necessary federal approvals have been obtained or waived.