New Jersey Statutes Title 17. Corporations and Institutions for Finance and Insurance 17 § 15A-34

a. The applicant has complied with the requirements of section 4 of this act;  1

b. The commissioner finds that the financial responsibility, experience, character, and general fitness of the applicant support the belief that the business will be operated honestly and fairly; and

c. The commissioner finds that none of the grounds for revoking or suspending a license set forth in section 19 of this act exist.  2