North Dakota Century Code Title 26.1. Insurance § 26.1-40-24. Notice requirements following total loss

1. The insurer determined the automobile is a total loss;

2. The insured's current coverage on that automobile includes comprehensive or collision coverage;

3. If the insured does not repair the automobile, the insurer will reduce the amount of any future physical damage claim for that automobile by the amount paid for the total loss; and

4. If the insured does not repair that automobile, the insured should contact the agent to request that the comprehensive or collision coverage on that automobile be discontinued.