North Dakota Century Code Title 26.1. Insurance § 26.1-36-09.8. Health insurance policy and health service contract--Postdelivery coverage for mothers and newborns

a. Inpatient care for at least forty-eight hours for a mother and her newborn child following a normal vaginal delivery, and inpatient care for at least ninety-six hours following a caesarean section, without requiring the attending physician or health care provider to obtain authorization to care for a mother and her newborn child in the inpatient setting for this period of time.

b. Inpatient care in excess of forty-eight hours following a vaginal delivery and ninety-six hours following a caesarean section if the stay is determined to be reasonable and medically necessary.

a. The attending physician or health care provider, in consultation with the mother, decides to discharge the mother and her newborn child early; and

b. The mother and her newborn child meet the minimum medical criteria for discharge as recommended in the “Guidelines for Perinatal Care” prepared by the American college of obstetricians and gynecologists and the American academy of pediatrics.

a. Provide monetary payments to any insured person to request less than the minimum coverage required under this section;

b. Penalize or otherwise reduce or limit the reimbursement of an attending physician or health care provider for recommending or providing care that is covered under this section;

c. Waive any deductible, coinsurance, or copayment requirement for providing the minimum coverage required under this section;

d. Deny to the mother or newborn child eligibility or continued eligibility to enroll or to renew coverage under the terms of the plan solely to avoid the requirements of this section; or

e. Provide incentives, monetary or otherwise, to an attending physician or health care provider to induce the physician or provider to provide care to an individual participant or beneficiary in a manner inconsistent with this section.