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North Dakota Century Code Title 26.1. Insurance § 26.1-26.9-01. Definitions

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For purposes of this chapter, unless the context otherwise requires:

1. “Location” means any physical location in this state or any website, call center site, or similar location directed to residents of this state.

2. “Occupant” means the person who rents a space at a self-service storage facility under a rental agreement, or a sublessee, successor, or assignee of the renter.

3. “Owner” means any person who owns, leases, subleases, manages, or operates a self-service storage facility and receives rent from an occupant under a rental agreement.

4. “Personal property” means movable property not affixed to land, including merchandise and household goods.

5. “Rental agreement” means a written agreement between the owner and the occupant which establishes or modifies the terms and conditions of the occupant's use of a space at a self-service storage facility.

6. “Self-service storage facility” means any real property used for renting or leasing individual spaces in which occupants customarily store and remove their personal property.  The term does not include a garage used principally for parking motor vehicles;  any property of a financial institution which contains vaults, safe deposit boxes, or other receptacles for the purpose and benefit of the financial institution's customers;  or a warehouse where warehouse receipts, bills of lading, or other documents of title are issued for the personal property stored.

7. “Self-service storage insurance” means personal property insurance offered in connection with and incidental to the rental of a space at a self-service storage facility and which provides coverage to occupants at the self-service storage facility where the insurance is transacted for the loss of or damage to personal property occurring at the facility or when the property is in transit to or from the facility during the period of the rental agreement.

8. “Supervising entity” means a person that is a licensed insurer or insurance producer appointed by an insurer to supervise the administration of a self-service storage insurance program.

Cite this article: - North Dakota Century Code Title 26.1. Insurance § 26.1-26.9-01. Definitions - last updated January 01, 2020 |

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