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North Dakota Century Code Title 26.1. Insurance § 26.1-05-34. Reciprocal states--Restrictions on domestic companies--Exceptions

Current as of January 01, 2024 | Updated by FindLaw Staff

As used in this section, “reciprocal state” means a state the laws of which prohibit an insurance company domiciled therein from insuring the lives or persons of residents of, or property or operations located in, the state of North Dakota unless it holds a valid and subsisting certificate of authority issued by the insurance commissioner of this state. The prohibition may be subject to the exceptions to this section.

A domestic insurance company may not enter into an insurance contract upon the life or person of a resident of, or property or operations located in, a reciprocal state unless it is authorized pursuant to the laws of that state to transact such insurance therein. The commissioner shall annually mail notice to every domestic insurance company, specifying the reciprocal states.

The exceptions to this section are:

1. Contracts entered into when the prospective insurant is personally present in the state in which the insurance company is authorized to transact insurance when the insurant signs the application.

2. The issuance of certificates under a lawfully transacted group life or group disability policy, when the master policy was entered into a state in which the insurance company was then authorized to transact insurance.

3. The removal or continuance in force, with or without modification, of contracts otherwise lawful and which were not originally executed in violation of this section.

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Cite this article: FindLaw.com - North Dakota Century Code Title 26.1. Insurance § 26.1-05-34. Reciprocal states--Restrictions on domestic companies--Exceptions - last updated January 01, 2024 | https://codes.findlaw.com/nd/title-26-1-insurance/nd-cent-code-sect-26-1-05-34/

Read this complete North Dakota Century Code Title 26.1. Insurance § 26.1-05-34. Reciprocal states--Restrictions on domestic companies--Exceptions on Westlaw

FindLaw Codes may not reflect the most recent version of the law in your jurisdiction. Please verify the status of the code you are researching with the state legislature or via Westlaw before relying on it for your legal needs.

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