North Carolina General Statutes Chapter 58. Insurance § 58-64A-80. Denial of an application, notification, or other request for approval

(a) If the Commissioner denies an application, notification, or any other request for approval pursuant to this Article, the Commissioner shall notify the applicant in writing of the denial.  The notification shall state the grounds for the denial.  To obtain a review of the Commissioner's denial, the applicant shall make written demand upon the Commissioner within 30 days after service upon the applicant of notification of the denial.  The review shall be completed without undue delay, and the applicant shall be notified promptly in writing as to the outcome of the review.  If the applicant disagrees with the outcome of the review and seeks a hearing under Article 3A of Chapter 150B of the General Statutes, the applicant shall make a written demand upon the Commissioner for the hearing within 30 days after service upon the applicant of the notification of the outcome.

(b) If the Commissioner denies an application, notification, or other request for approval pursuant to this Article, no portion of the fee associated with the application, notification, or request for approval shall be refunded.