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North Carolina General Statutes Chapter 24. Interest § 24-2.3. State opt-out from federal preemption

Current as of January 01, 2023 | Updated by Findlaw Staff

(a) The provisions of section 501, of United States Public Law 96-221, as well as any modifications made to date, shall not apply to loans, mortgages, credit sales and advances made in this State.

(b) Effective July 1, 1995, sections 521-524 of United States Public Law 96-221, shall apply to loans, mortgages, credit sales, and advances made in this State on or after that date as if North Carolina had never opted out of sections 521-524 of United States Public Law 96-221.

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Cite this article: FindLaw.com - North Carolina General Statutes Chapter 24. Interest § 24-2.3. State opt-out from federal preemption - last updated January 01, 2023 | https://codes.findlaw.com/nc/chapter-24-interest/nc-gen-st-sect-24-2-3/

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