Montana Title 33. Insurance and Insurance Companies § 33-24-110. Risk preventative measures for homeowners--premium reduction--fire, wind, and hail

(i) using ignition-resistant, fire-resistive, or noncombustible building materials in construction, including noncombustible roofing or coating, exterior glazing for fire protection, and interior building materials designed to stop flame spread and prevent building collapse upon occupants and emergency service personnel;

(ii) maintaining an adequate outside water source;

(iii) providing annual confirmation, if requested by the insurer, that the insured has employed defensible space landscaping around the insured's structures;

(iv) keeping a border of at least 5 feet of nonflammable landscaping around the insured property;

(v) complying with any local, state, or federal fire prevention or community preparedness programs;

(vi) installing fire alarm or emergency alarm systems;

(vii) complying with the requirements of the International Wildland-Urban Interface Code if a building is located in a wildland-urban interface area;  and

(viii) providing sufficient access to the property for firefighting equipment and authorized emergency vehicles as defined in 61-8-102.

(i) using an industry-approved resistant roof shingle;

(ii) anchoring outdoor furniture;

(iii) pruning tree branches or otherwise providing landscaping that reduces potential damage to the insured property;  and

(iv) installing protective coverings to avoid additional damage to the insured property.