Missouri Revised Statutes Title XXVI. Trade and Commerce § 408.570. Definitions

(1)“Department”, the Missouri department of commerce and insurance;

(2)“Director”, the director of the department of commerce and insurance;

(3)“Division director”, the appropriate director of the division of finance or the division of credit unions of the department of commerce and insurance;

(4)“Financial institution”, a bank, savings and loan association, credit union, consumer credit lender, mortgage banker, or any other association or institution which:

(5)“Residential real estate”, any real estate used or intended to be used as a residence by not more than four families;

(6)“Residential real estate loan”, a loan made for the acquisition, construction, repair, rehabilitation or remodeling of residential real estate or any loan secured by residential real estate. The term shall include any loan made to refinance or prepay in full or in part any such loan;

(7)“State financial institution”, any financial institution other than a national banking association, a federal savings and loan association, and a federal credit union;

(8)“Type” of residential real estate loan, conventional loans, construction loans, loans insured by the Federal Housing Administration, loans guaranteed by the Veterans Administration, home improvement loans.