Missouri Revised Statutes Title XXIV. Business and Financial Institutions § 379.1815. Licensure required for agent or broker of policies--exception for certain activities--countersignature requirements prohibited

(1) Endorsement or recommendation of the master policy to employees or members;

(2) Distribution to employees or members, by mail or otherwise, of information pertaining to the master policy;

(3) Collection of contributions toward premium through payroll deductions or other appropriate means, and remittance of the premium to an insurer; or

(4) Receipt of reimbursement from an insurer for actual, reasonable expenses incurred for administrative services that and which would otherwise be performed by the insurer with respect to the master policy. However, nothing herein shall supersede any applicable law or regulation that prohibits or regulates splitting of commissions with unlicensed persons, or rebating commissions or premiums.