Every insurance company licensed to do business in this state and authorized to make
insurance on classes of insurance enumerated in subdivisions (1), (2) and (3) of subsection 1 of section 379.010 shall have authority to combine in single policies of insurance the perils of fire
and allied lines with any one or more perils of casualty, fidelity, surety and inland
marine insurance, which such company is authorized to make, and may charge therefor
one indivisible premium or rate which may differ from the aggregate premium or rate
applicable to separate policies covering the same property and risk or risks, and
the difference in rates or premiums shall not be deemed to be unfairly discriminatory
under the provisions of chapter 375 and this chapter.
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