Missouri Revised Statutes Title XXIV. Business and Financial Institutions § 376.801. Coverage for child health supervision services required--definitions--permitted limitations on benefits

1. This section shall be known and may be cited as the “Child Health Insurance Reform Plan”.

2. As used in this section, the following terms mean:

3. All health insurance policies which provide coverage for a family member of the insured or subscriber shall offer coverage for child health supervision services. Such services shall include coverage from the moment of birth through the age of twelve years. Each such policy or contract shall, at a minimum, provide benefits for child health supervision services at approximately the following age intervals: birth, two months, four months, six months, nine months, twelve months, eighteen months, two years, three years, four years, five years, six years, eight years, ten years, and twelve years. A health insurance policy may provide that child health supervision services which are rendered during a periodic review shall only be covered to the extent that services are provided by or under the supervision of a single physician during the course of one visit. Benefits for such services shall be subject to the same durational limits, dollar limits, deductibles and coinsurance factors as other covered services in such health insurance policies. All Missouri health insurance policies delivered, issued for delivery, modified or renewed on or after January 1, 1990, shall be subject to this section.

4. The offer of benefits under subsection 3 of this section shall be in writing and may be rejected by the individual or group policyholder or contractholder.

5. Nothing in this section shall prohibit the health care insurer from including any or all coverage for child health supervision services as standard coverage in their policies or contracts.